Financials fall

Stocks took a hit Monday, as the Dow closed right under 13,000. Financials got hit hard, led by Citigroup which took one of the largest hits today, dropping 5.8%, due to the fact that Goldman Sachs cut the stock to "sell" from "neutral". Meanwhile, woes in the housing market hit Lowe's. Shares of the No. 2 U.S. home-improvement retailer dropped 7.6% and they warned that industry pressures will continue into 2008. DJIA -218.35 Nasdaq -43.86 S&P -25.47