Independent, Fee-Only Financial Advisor

Independent, Fee-Only Financial Advisor

Friday, October 26, 2018

Money Notes Episode 12 - Age Appropriate Finance

Here is the twelfth episode of our podcast series: Money Notes!

In this episode, Ryder and Nancy talk about how to teach your children about money and finance! As your child grows, so should their financial mastery. How to discuss and educate your child on money matters is important, and will evolve as they age.

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Money Notes Episode 11 - Financial Resources

Here is the eleventh episode of our podcast series: Money Notes!

In this episode, WHO DOES WHAT.

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Money Notes Episode 10 - College Planning

Here is the tenth episode of our podcast series: Money Notes!

In this episode, Ryder, Susan and Bella talk about their college planning process and how prospective students can develop a financially savvy approach to college.

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Money Notes Episode 9 - Getting Started Investing

Here is the ninth episode of our podcast series: Money Notes!

In this episode, Ryder and Susan talk about how to get started investing. We explore the differences between working with a full service advisor, an online robot-advisor, and doing it all yourself!

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Thursday, October 18, 2018

Are You Living a Life that Inspires You?

Guest post by Dr. Martha Cain

Congratulations! After much fine tuning, your portfolio is thriving. The details of your will and advance directive are resolved and recorded, and your emergency back-up plans are in place. You’ve done an excellent job taking care of business.

Chances are, you’ve worked hard to reach this stage in life where you feel like you can finally breathe a little…or maybe a lot!

Have you ever wondered what it would be like to design and monitor your life - the most valuable asset of all - with the same degree of care and scrutiny? What might be possible if you clarified and itemized your deepest values, passions, strengths, and dreams and wisely invested them so that you lived fully in tune with what matters most to you?

If you’re like most of us, you’re probably not this intentional about your life. Instead, we tend to go through our days on automatic pilot, as if we’re in somewhat of a trance.

In the first half of life, we’re busy pursuing cultural “guidelines for success” - get an education, a career, a partner, perhaps children, a house, nice cars, promotions, vacations. We eagerly chase the next bright shiny object - a bigger house, a more luxurious car, an exotic vacation - and are happy when it’s ours. We push ourselves along the road to a perceived brighter future, often missing the riches of the present moment.

The second half is messy and magnificent! Many of our expected obligations and routines have been met and daily responsibilities have greatly diminished. While we’ve earned a degree of success, we’re also dealing with many changes - often losses. Trying to adjust can leave us feeling unsettled and lost, instead of vital and energized. Things we once thought were exciting and meaningful may have lost their luster. What’s all this for, anyway?

Whether your nest is empty and lonely, or you’re happily looking forward to more me-time in retirement, you have many new choices to make, and you want them to be life-enhancing. You sense time slipping by, and there’s a strong urge to “make this time really count," but you may not even know where to begin.

At your core, you know there’s “more” for you in life...and you’re ready to find it! You’re wondering, “What’s my best next chapter? How can I tap into my gifts and talents to live fully, no matter my limitations, and create the difference in the world only I can make?

I have two powerful suggestions that are proven strategies for a more joyful, fulfilling life — at any stage. The first is mindfulness. Learning to be fully present, open, and nonjudgmental in each moment allows you to pause long enough to quieten your inner chatter and fears so you can truly experience the good. There are thousands of current scientific studies that support the physical and mental benefits of mindfulness. Practicing yoga, tai chi, or meditating for as little as five minutes a day can make a significant difference in your life.

The second suggestion is to set an intention for what you most deeply want in your life. Getting clear about your strengths and values, what you love, and what you want to contribute to the world, and then putting that vision into action is life-giving. There’s no good reason to remain a passive bystander when you can create and live the masterpiece of your dreams!

To meet the needs of people who would like a structured plan, along with guidance and support, to design a more vibrant and meaningful life, I’ve developed a 10-week science-based coaching program, Joy Unlimited. Life Transformed to help you:

- Examine, embrace, ignite, and integrate your personal strengths, values, and passions

- Recognize old patterns and limiting beliefs that may undermine you, and apply proven tools to disengage from them - for good!

- Develop time-tested skills to decrease stress and foster forgiveness (for self and others) and compassion (again, for self and others)

- Make wise, intentional decisions based on your True North values so you can confidently move ahead and experience the life of your dreams

If you’re ready to move beyond the status quo and create a life-giving next chapter that brings you greater joy, purpose, connection, and wholeness, let’s talk! I’m offering a free 30 minute consultation that I call “Your Time Is Now." It’s an opportunity to share your hopes, dreams, and challenges for creating your best life now, to get questions answered, and to see if you might be a good fit for my program. Whether you’re right or not, I’ll share my assessment and personalized recommendations for designing a more joyful and fulfilling life.

You may reach me via cell (601)260-2528 or email

“Tell me, what is it you plan to do with your one wild and precious life?"
~Mary Oliver, The Summer Day

P.S. I’d appreciate if you’d help spread the word by sharing this with anyone you think might be interested. Next class begins January 2019!

Meet Dr. Martha Cain:

Dr. Martha Cain is a licensed clinical psychologist, coach for mindful leadership, and speaker with over 26 years' experience helping empower people to transcend life's challenges and learn to thrive. Her successful private practice was launched after completing a clinical residency and postdoctoral training at the University of MS Medical Center. She and her husband, Edd, live in Madison and enjoy creating wild adventures with their four grandchildren.